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  • Selling Your Home During a Divorce in Central Florida

    If you’re wondering about the ins and outs of selling your home during a divorce in Central Florida… we’ll dive into the steps and things to look out for in this article.

    With over 50% of American marriages ending in divorce, many Central Florida residents are looking or advice for selling a home during a divorce.

    A home is one of the most valuable joint assets, and obviously cannot be divided without first liquidating. While a divorce is one of the most stressful and emotionally charged life events, it’s important to remain rational. There are several factors to consider when facing a divorce in a real estate market that has yet to rebound from the housing bubble burst.

    Determine if (and when) You Will Be Selling Your Home During Your Divorce in Central Florida

    In many divorce cases, one spouse will keep the home, buying out the departing spouse’s share.

    In many cases, agreements are made where one spouse uses the house for a set period of time (this is usually used when there are children in the home), and then sold at a certain date (usually when the children reach a certain age).

    Get Professional Help – Agents and Home Buyers / Investors

    Selling a home is a difficult process when everything is going right.

    During a divorce, you have a lot going on, and a lot to consider. You shouldn’t take on the task of selling you home yourself. You may have disagreements with your spouse about selling price or other issues. By working with a real estate professional… either a reputable agent or real estate investment firm, you’ll both have a neutral third party who can help you determine a fair selling price and handle the marketing of your home.

    If you need to sell your Central Florida house fast… reputable local real estate investment firms like SteadyPath Property Solutions may be a great option.  Firms like ours actually BUY HOUSES (rather than listing them like agents do)… and we pay cash and can close quickly if you need to sell this house fast.

    If you can wait the time it’ll take to list it with an agent and sell it on the open market, going with a real estate agent is your best bet.

    But if you can’t wait the 3-9 months it sometimes takes to sell a house in this market in Central Florida… chat with us to see what we can offer you for your house during your divorce.

    Set (and stick to) a Timeline

    It’s important, when selling your Central Florida house during a divorce to keep a timeline.

    You should put your home for sale in advance. Set firm closing dates, moving dates and times, and coordinate which spouse will be handling the sale (or talking to the real estate agent). Make sure that each of these agreements are in writing, and negotiate penalties for breaching the agreements.

    This helps ensure a smooth, surprise free home sale.

    Selling Your House Fast For A Fair All-Cash Price

    One option that many divorcing couples have turned to in recent years is making a quick sale to a real estate investor like SteadyPath Property Solutions.

    Reputable local real estate investors like us, purchase houses quickly and without stress, and the process can often take as little as seven days.

    Deciding how to sell a marital home in Central Florida doesn’t have to be as stressful as the divorce itself.

    By protecting each party with a qualified real estate agent or simply jointly deciding to sell and selling fast to a real estate investment firm like SteadyPath Property Solutions, and moving the process as quickly and according to an agreed upon schedule, all parties can walk away from the sale without stress.

    If you want to discuss your situation with your divorce and see if we can help you save time, reduce stress, and get out of this situation fast…

    Give us a call anytime at 321-621-4910 or
    fill out the form on this website today! >>

    We’ll evaluate your house, make you a fair all-cash offer, and you can decide if selling your house to us is the best fit for you. We’re here for you, just reach out and lets chat.

  • We Buy Houses For Cash Companies – Are They Credible?

    If you’ve been driving around in any city, chances are you’ve seen some billboards advertising companies that buy houses.

    Often times they say things like “We Buy Houses!” or “Cash For Your House”.

    Are These “We Buy Houses For Cash Companies” Credible?

    How do I know if the local house buying companies out there are honest and credible?

    Well… sometimes they all look the same at the start… but below we’ll walk you through some things to look for in a local house buying company before you should work with them.

    Buying and selling houses is a valid and respectable profession that can help communities and house sellers in many ways. But just like any other line of work – a minority of house buyers in any market are the ones who make the rest of us look bad.

    There are people who are really great, ethical folks who improve their neighborhoods one property at a time.

    And then there’s shady, dishonest people who put money ahead of the well being of their clients and who would sign the contract to sell their own grandmother with one hand while stabbing you in the back with the other – as long as they were making enough money.

    Yes, they are out there.

    We’ll help you avoid these “shady house buyers” so you can work with honest, ethical, and reputable local companies who can buy your house for a fair all cash offer and close on your schedule.

    But let’s not focus on the negative – at least not yet.

    First, let’s cover exactly what the best house-flippers are doing.

    What Reputable House Buyers Are Doing

    • Helping folks improve their lives by accessing the money they need right away. People often need the cash in their house to cover unexpected medical expenses, or to relocate to be close to a relative. We can make that happen in just a few days, and we deliver peace of mind.
    • Helping sellers get rid of a burdensome property without the hassle of having to list it with a broker and wait months and month for a sale.
    • Creating local jobs. We hire plumbers, contractors, electricians, brokers, title reps, loan officers, administrators and many other folks along the way. The average real estate transaction involves 86 people from start to finish. Our investments help create real jobs for people.
    • Buying US products. We spend tons of money on materials that are made right here in the USA – that creates jobs in our timber mills, factories, supply shops, distribution centers and more. The US economy depends on steady improvement, and that requires investment from folks like us.
    • Increasing the value of neighborhoods. When we improve a house, we’re helping to increase the value of the entire community. We often repair abandoned and neglected houses, turning them into beautiful homes for families. That activity strengthens your city.
    • Increasing the tax base. When a new buyer takes over one of our properties, they’ll pay a higher tax rate based on the new and improved value. Those taxes go to pay for our schools, fire, police, libraries, streets and other valuable pieces of infrastructure.  Again, improving our neighborhoods.

    Pretty cool stuff, right?

    Lots of people think of house-flipping as a get-rich-quick scheme. That’s fueled by silly “reality” shows that amp up the drama because the reality of what we do on a daily basis is actually pretty boring.

    Most of our work is coordinating with lots of people to make sure things are happening on time. We have to keep track of lots of moving parts.

    So let’s get back to how you can use this information to find out if someone is a credible investor, and not just pulling a house buying scam.

    How To Ensure You’re Working With A Reputable Local House Buyer

    When you talk with a local house buyer to potentially buy your house… ask them some of the questions below to ensure they’re reputable, knowledgeable, and honest.

    Ask open-ended questions like:

    • How do you help your clients?
    • What do you do for people?
    • Can you tell me more about your services?
    • What aspect of your business makes you the proudest?
    • How would you describe your investment philosophy?
    • How can I know that you’ll close on my house when you say you will?

    Second, look for tell tale signs of tactics that those few shady operators tend to use.

    • “Kitchen table closings” – If a property buyer tries to get you to sign the deed (ownership) of your house over to them at your house, rather than a professional place like a closing attorney or title company… be leery.  Most reputable house buying services will perform the actual closing of the sale at a neutral 3rd party place… like a title company. This ensures everything is done right and on the up and up.
    • Pressuring you into a fast closing – If a house buyer tries to pressure you into selling your house and says that you have to make the decision today, be leery. Most reputable house buying services will make you and offer and that offer will be on the table for at least 2-7 days (minimum) for you to make a decision.  The reason reputable house buying services like ours at SteadyPath Property Solutions do place deadlines on our offers is because the market changes and values can change week to week depending on other sales in the area, also… we buy multiple houses a month and when we make you an offer we’re assuring you that the cash to purchase your house is ready and we’ll reserve that cash for several days so if you do want to sell your house, we can close on your schedule.  If you feel the offer isn’t a fit for you, then we’ll assign those funds to help another seller with their home sale.

    Most scammers are looking for a quick score, and not an in-depth interview.

    Chances are good that they’ll find excuses to get off the phone and move on to someone who doesn’t ask too many questions.

    True investors who run honest and ethical house buying services, however, are building long-term businesses based on relationships and community development.

    So when you’re looking at one of the “we buy houses for cash companies“… never be afraid to ask questions!

    Give us a call anytime at 321-621-4910 or
    fill out the form on this website today! >>

  • I Can’t Sell My House… Help!

    If you’ve found yourself saying, “I can’t sell my house,” this article is for you. Maybe you’ve been trying to sell your house for a while now and haven’t received any offers, don’t panic! You still have a few options at your disposal to help you sell your house for a fair price.

    You’ve probably already tried the first one at least once: Lowering the asking price.

    Everybody wants to sell their house for more than they paid for it but if housing prices in your area are low, the economy’s not doing well, or your home has some sort of structural or locational problem, you may have to reduce your asking price.

    What are my options if I can’t sell my house?

    Here are five other things you can try when you can’t sell your house:

    1) Take It Off the Market

    You may be trying to sell your home at a bad time, such was when there are a lot of other houses just like yours on the market, during the winter months, or during the holidays.

    If this is the case, you might be best served by taking your home off the market for a few months – if you can afford to keep paying the mortgage – and wait until market conditions improve.

    2) Take Out a Second Mortgage

    If you have built a lot of equity in your home, you may want to take out a home equity loan — if you can afford to pay the higher monthly payment, that is. If not, you may be able to renegotiate a loan modification plan with your lender or convert your adjustable rate mortgage into a fixed-rate mortgage that has a lower interest rate. The loan can be used to fund other things, including real estate investments.

    3) Rent Out Your Home

    If you can’t sell your home and don’t want to hold two mortgages (your old home and your new home) one option may be to rent out your home at or near the price of your monthly mortgage payment. That allows you to apply the rent to your mortgage without having to incur any additional expense – other than upkeep, maintenance and repairs.

    4) Consider a Short Sale

    “I can’t sell my house because I owe too much!” This can happen if you purchased your home within the past few years and currently owe more than the home is worth (called being upside down).

    In some instances, you can negotiate with your lender to accept less than what you owe on your mortgage. If it looks like the other option is foreclosure, your lender probably will accept a short sale.

    To do this, you’ll need to have a buyer on board who can close quickly. Fortunately, we can! Give us a call today at 321-621-4910 for a no-hassle offer on your house.

    Keep in mind, however, that short sales can affect your credit. Redeeming a pre-foreclosure on your credit history might disqualify you from getting another mortgage, at least for a little while.

    5) Offer a “Lease to Own” Option

    A lease to own option is when you rent your house to somebody with the option to purchase your home at or before the lease expires. This is a good option if you can’t find qualified buyers because you can collect rent plus a lease option fee from a tenant while giving them time to save up for a down payment and establish their credit so they can get a mortgage to buy your home down the line.

    You also can add a lease premium to their monthly rent that can either be applied to the down payment later or – if they don’t end up exercising their option to buy your home – you can keep it as income.

    I Can’t Sell My House!

    If you are interested in learning more your options for selling your home, call us at 321-621-4910 or fill out the form on this page to get more information sent to you right away.

  • I’m Relocating And Need To Sell My House

    selling my Central Florida house relocationRelocation is a complicated exercise in coordination. We get local home sellers calling us or submitting their house info on this website every week saying “I’m relocating and need to sell my house“.  The great thing is that we’re able to help a good many of those sellers sell their house quickly (because we’re actively buying houses right now!).

    There’s an insane amount of details to keep together, plus the stress of whatever is making you move in the first place – often it’s a new job or a sick relative, but the true need to move always comes with a dramatic change.

    So how do you make the most out of a difficult situation?

    Don’t Agonize – Organize.

    You don’t want to be in a situation where you end up paying to own and maintain a vacant house for 2 years. That gets expensive and it doesn’t have to be that way.

    Although the market is relatively stable right now, things can change in the blink of an eye. We’ve heard some serious horror stories over the past couple of decades. Unless you’re filthy rich, you probably can’t afford to wait it out.

    So how do you make the right choices when you’re relocating and need to sell your house fast?

    Relocating And Need To Sell My House Fast… Your Options And Steps

    First…

    1. Find out what your house is worth: To do this you can contact a reputable real estate agent or connect with us and we can give you a no cost no obligation valuation on your property.  Once you know what the house may be able to sell for in the current market… that sets the basis for how long you may or may not be able / willing to sell the house.
    2. Decide how fast you need to sell your house after you relocate: This is a biggie. I’ve seen professionals who moved out of state for a job who had their house on the market for over a year before selling it for a much much lower price than they hoped. Decide how fast you need to sell your house… and how long you’re willing to keep making 2 mortgage payments, insurance payments, etc.
    3. Find a solid real estate agent BEFORE you start packing boxes: Get the ball rolling early so you don’t waste any time. Every month that you wait or every month that it takes to sell the house… costs you money.  Or if you don’t want to use a real estate agent to sell… we are a reputable local house buyer and we’d love to make you a fast-fair all cash offer. Just fill out the form through this link to get started >>
    4. Calculate the value of selling your house fast vs. “waiting it out” for a dream price: We all want to sell our houses for as much as possible. But one thing many people forget to do is come up with the $ amount of how much it costs you to hold onto this house.  The costs involved include the mortgage (which if you’re still within the first 10 years of the mortgage, the majority of your payment interest and not hardly going to principal at all), insurance, taxes, maintenance, etc.Lets say you want to sell your house for $200,000… and your mortgage payment is $1,200/mo, taxes $200/mo, $100/mo for insurance, and $100/mo for maintenance (lawn maintenance, repairs while you’re gone, etc.).Those expenses add up to $1,600/mo in “non equity building” expenses.If it takes you 7 months to sell that house through a real estate agent for that $200,000… it cost you $11,200 in DIRECT “holding costs” + you had to pay $12,000 in real estate agent fees (assuming 3% for the buyers agent and 3% for the sellers agent).Totaling $23,200 in LOST money.  That doesn’t even account for the value of your time, your stress in thinking about that property sitting on the market, the opportunity cost of what you could have been doing with that extra money during those 7 months, etc. So the real cost to you was likely closer to $30,000.But, what if you were to sell your house next week and avoid all of that?Even if you sold for a discount below the retail price (lets say… $175,000)… you’re still ahead of the game by selling the house NOW at a discount to a home buyer like our company vs. 7 months later at full price (and paying holding costs and real estate agent fees).Make sense?
    5. Take action!: Whatever you decide… decide and take action.  If you want to go the real estate agent route, great! Find a reputable local agent.  If you’d rather not have to wait and not have to pay real estate agent commissions… then a viable option may be to sell your house to us 🙂

    If you’ve got a lot of time on your side and a really great property, you might want to test the market by offering it out at a high price. There’s a small chance someone might just fall in love and be willing to overpay – people do crazy things for love.

    Most properties are pretty average, in reality. They tend to be like the other houses around them, in the same way that people who live near each other tend to have a lot in common too. So unless your property is truly exceptional, as in magazine-quality extra-special, you won’t capture the most money in the market by pricing at the highest point.

    You can also win by marketing your property for rent and sale at the same time, just to see what happens first. You have to maintain control of the process, which can confuse even seasoned real estate brokers.

    In certain situations, we may partner with property owners to help secure lease option agreements where highly qualified purchasers rent the property for an agreed time before buying.

    In other cases, we may help renegotiate a loan, help make monthly payments or conduct a short sale with a bank.

    We love helping people solve complicated problems.

    Creative solutions can bridge the gap to get you where you need to be.

    Who Is SteadyPath Property Solutions And How Can We Help You If You’re Relocating And Need To Sell?

    We’re investors. We support our families and beautify neighborhoods by buying houses from home owners who need to sell fast for one reason or another.

    The types of sellers who tend to work with us include people who…

    • Need to sell fast (we can close in as little as 7 days if you need us to)
    • Don’t want to hassle with listing a property with an agent
    • Don’t want to pay real estate agent fees
    • Can’t sell their house for one reason or another (we buy houses in as-is condition)
    • … or a variety of other reasons

    But we’re passionate people, and we believe in the local community.

    We’re honest and straightforward.

    We’ll quote you a fair price, and we can close fast with cash.

    If you’re prepared to wait and can hire professionals to help, you can manage the sale of your property from a distance. In certain circumstances that risk can pay off.

    We’re happy to help you find answers to your toughest questions about your property, so please feel free to call us at 321-621-4910 and chat with us anytime.